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Personal Banking
Loans

Personal Loans


Need extra cash to pay for that much coveted piece of furniture, a plasma TV , a much needed holiday, wedding expenses? Want to buy into investment funds for your future? Don’t wait! Apply for our personal loan – we can help you achieve your goals and enjoy the best things in life.

  • Up to 20 times your gross salary
  • Free debit card
  • Available overnight
  • Best interest rates
  • Lower monthly repayment
  • Longer repayment period

*Conditions apply

Home Loans


Looking for your dream property or want to refinance your existing loan? We are here to help you achieve your dream.

Apply now for our home loan

  • Up to 100% of project cost subject to loan to value (LTV) of 80% - Minimum Rs 50,000*
  • Suitable for the purchase of a plot of land, a house, an apartment or the renovation of an existing house.
  • Repayment of capital and interest over a maximum period of 30 years depending on age of borrower

 

Interest Rates

  • Kindly check our low interest rates before applying.

 

Flexible repayment

 

  • In the event of fluctuation in interest rates, the repayment period shall be adjusted so as to enable the initial monthly instalment to remain unchanged

 

Insurance cover

 

  • Decreasing Term Assurance on life of borrowers subscribed for loan amount

    Insurance cover: Death/Total and Permanent Disability

 

 

Documents required

 

To speed up our fast approval process, the following documents are requested:

 

  • National Identity Card / Passport

  • Birth Certificate

  • Marriage Certificate (if applicable)

  • Title-deed Registered (for constructions)

  • Projet de vente/sales and Purchase agreement (for acquisitions)

  • Building Permit (for constructions)

  • Site Plan

  • Construction Plan

  • Balance Certificate - mentioning initial purpose of loan (for 'REFINANCING' only)

  • Evidence of income

 

    Complete transparency

     

    • All the features of our product, including interest rates, are in the public domain.

     

    *Conditions apply